HBCF - Premium Calculator

Inputs for premium calculation

Select Construction Type C09 if new single dwelling includes an additional secondary dwelling (granny flat)


The actual premium charged by your builder, and set out on the Certificate of Insurance, may vary to that shown on this calculator based on certain portfolio factors (such as corporate structure and length of time in business of your builder). There are additional fees the builder is required to pay to their broker for arranging HBCF cover. A higher or lower actual premium is not indicative of the quality of a builder’s construction work or health of their business.

The premium shown represents the mid-range premium, based on the accuracy of the data you entered and the date you nominated for HBCF insurance is to be issued. Premiums change from time to time and the premium shown may not be the applicable premium when the policy is issued.